Money matters can be complex, and the Dutch tax system is anything but simple.
- Before you open a Dutch bank account, you should have no problem obtaining cash from an overseas account using an ATM or geldautomaat.
- If you want to exchange cash, services can be found at the Post Office (postkantoor) or a GWK exchange office.
- The Netherlands is on the euro, and paper denominations are EUR 5, 10, 20, 50, 100, 200 and 500; coins come in denominations of EUR 1, EUR 2, and 5, 10, 20 and 50 eurocents. One and two eurocents have been discontinued.
- All major credit cards are accepted but not everywhere. Hotels, restaurants, large department stores and tourist attractions present no problem, but you can’t use a credit card in the supermarket.
- Cash is still widely used, but the most common method of payment is pinnen, using a debit card with a PIN code.